Protect your home and your family with these home safety tips.
"Fear is the father of courage and the mother of safety."
Henry H. Tweedy
Storm Protection
Storm Protection
How To Prevent A False Alarm
How To Prevent A False Alarm
Moving in: Security Checklist
Moving in: Security Checklist
Spot Deceptive Sales Scams
Spot Deceptive Sales Scams
Start a Neighborhood Watch Checklist
Start a Neighborhood Watch Checklist
Motion Sensor Tips and Tricks
Motion Sensor Tips and Tricks
Fire Safety Plan Checklist
Fire Safety Plan Checklist
5 Tips to Keep Your Child Safe at Home
5 Tips to Keep Your Child Safe at Home
Tips to Prevent a Home Break-In
Tips to Prevent a Home Break-In
Pet Safety Tips
Pet Safety Tips
Home Office Safety
Home Office Safety
Apartment and Condominium Safety
Apartment and Condominium Safety
Kitchen Safety Tips for the Holiday Season
Kitchen Safety Tips for the Holiday Season
Halloween Safety Tips for the Whole Family
Halloween Safety Tips for the Whole Family
Safety Solutions for Rural Properties
Safety Solutions for Rural Properties
Hurricane Safety
Hurricane Safety
Home Security Tips
Home Security Tips
Fire Safety Tips
Fire Safety Tips
Holiday Safety Tips
Holiday Safety Tips
Tips for a Safe Home during the Holidays
Tips for a Safe Home during the Holidays
Baby Safety Tips
Baby Safety Tips
Back To School Safety
Back To School Safety
Bicycle Safety Tips
Bicycle Safety Tips
How To Choose a Home Alarm System
How To Choose a Home Alarm System
College Safety Tips
College Safety Tips
College Social Life Safety
College Social Life Safety
Financial Safety Tips
Financial Safety Tips
Fire Safety For Kids
Fire Safety For Kids
Financial Scam Safety
Financial Scam Safety
Home Office Safety Tips
Home Office Safety Tips
Home Security Glossary
Home Security Glossary
Medicine Cabinet Safety
Medicine Cabinet Safety
School Lockdown Procedures
School Lockdown Procedures
Social Media Safety Tips
Social Media Safety Tips
Spring Break Safety Tips
Spring Break Safety Tips
Study Abroad Safety Tips
Study Abroad Safety Tips
Thanksgiving Safety Tips
Thanksgiving Safety Tips
Top Ten Guard Dogs
Top Ten Guard Dogs
4th of July Safety Tips
4th of July Safety Tips
Dating Safety Tips
Dating Safety Tips

Use these tips along with your home security system to help protect your home and your loved ones:

Create the illusion that someone is at your house. ...
Make sure all exterior doors have reliable locks. ...
Always look before opening the door. ...
Don't leave spare keys in obvious locations. ...
Secure your sliding glass doors. ...

Reducing Risk Inside and Around the Home

Reducing Risk Inside and Around the Home
In the kitchen
  • Keep a distance between flammable objects (papers, curtains, plastics, etc.) and fire sources (oven, stove top, portable heater, etc.)
  • Use harmful products (cleaning solutions, lighters) with caution (follow nstructions!) and keep them out of reach of children and pets.
  • Never leave sharp objects (knives) or other such tools and utensils misplaced or unattended.
  • Ensure electrical cords aren’t draped across other appliances or the counter or stove top.
  • Leave space around appliances for proper ventilation.
Reducing Risk Inside and Around the Home
In the bathroom
  • Keep electrical appliances wrapped and away from water.
  • Use non-slip strips or floor mats
  • Always keep the room clean and as dry as possible.
Reducing Risk Inside and Around the Home
In the bedroom
  • Never smoke.
  • As always, ensure that everything else is a safe distance away from a source of fire or heat.
  • Opt for mattresses with open flame-resistant protection.
  • You’re most vulnerable when you sleep. Even in bed, keep a phone, light, (and, if necessary, a weapon) within reach.
Reducing Risk Inside and Around the Home
In the garage
  • This is probably where you store most of your tools and equipment. Take precautions with flammable liquids, chemicals, and anything producing fumes.
  • Keep poisonous substances (paint thinner, antifreeze, rat poison, etc.) locked up and out of reach of children and pets.
  • Keep your space clean and organized, especially as many of your tools are sharp, heavy or otherwise dangerous.
Reducing Risk Inside and Around the Home
In the yard
  • Surround your property with a sturdy fence (this is more for keeping in children and pets, but can also serve to remind strangers to keep out).
  • If you’ve got a pool, keep it locked down or fenced in when not in use.
  • Be careful when working in bad weather. Use sand, salt, and good-traction footwear on ice and snow.
Reducing Risk Inside and Around the Home
On the stairs
  • Keep steps clean and dry.
  • Always install stable and sturdy railing on both sides of the stairs.
  • Ensure that the distance between the rails is narrow enough to prevent a child or infant from falling through.
  • Good rule of thumb: less than four inches!
  • Keep stairs well lit.
Reducing Risk Inside and Around the Home
Guard against fire
  • Install smoke detectors, check them regularly, and replace the batteries at least once a year.
  • Avoid overloading outlets and extension cords.
  • Keep fire extinguishers handy and know how to use them.
  • Establish a safety exit, ensure all family members know and understand it, practice with drills, and ensure it’s never blocked.
  • Never block or pile things on heaters or near heat-exuding appliances; give these a wide berth, plenty of breathing room, and make sure they don’t get overheated.
  • Ensure that all materials are fire-resistant if you’re renovating or just fixing up something around the house.
  • Never leave any type of fire or hot appliance unattended.
  • Remove dry vegetation around your home, especially during the dry seasons.
  • Cover the fireplace with a stable and large metal fire frame.

Ultimate Guide to Understanding Auto Insurance

    Buying insurance for your vehicle can be confusing, frustrating, and expensive, especially if you don't have someone to explain the ins and outs of what you are actually buying!  I found this really great article from Erie Insuran...

    Buying insurance for your vehicle can be confusing, frustrating, and expensive, especially if you don't have someone to explain the ins and outs of what you are actually buying!  I found this really great article from Erie Insuran...

 

 

Buying insurance for your vehicle can be confusing, frustrating, and expensive, especially if you don't have someone to explain the ins and outs of what you are actually buying!  I found this really great article from Erie Insurance with lots of resources and explanations of coverage.  The best part is that it's written for everyone to understand, whether this is your first time buying a car or you've had many different vehicles and insurance policies, but no one has taken the time to go over coverage options with you and explain what they mean.  Make sure to check out the videos below too!  They are really informative.

 

When it comes to auto insurance, there are a lot of companies and coverage choices. How do you know who to trust and what’s essential? Some of the insurance terms like endorsements or comprehensive and collision coverage may also be a bit confusing. And what about those extras you can add on? Which ones do you need?

We’ve pulled together some of our best resources to make the experience of shopping for auto insurance easier. We’ll explore the ins and outs of coverage and what you should consider when buying or renewing your auto insurance policy.

Finding the auto insurance coverage that’s best for you
Whether you’re buying your first set of used wheels or a brand new car, you’ll need protection and service. Auto insurance kicks in for those unexpected mishaps—from a minor dent to a more serious crash. It also helps protect you, your passengers and your pets as well as some of the prized possessions being transported in your car.

  • Infographic: Your Auto Insurance Renewal Guide: Learn more about standard and customized coverages, discounts and more with this visual guide.
  • Understanding Your Auto Coverage: Depending on your state’s requirements for auto insurance and what limits and options you pick, your auto policy typically includes six common coverages. Find out what they are.
  • Getting the Best Value for Your Auto Insurance Needs: You may be eligible for valuable discounts on your auto policy. Check out a list of discounts.
  • Understanding Auto Insurance and ERIE’s Extras: ERIE customers get lots of extras that are built into their auto insurance policy. Discover some of the things that you’re covered for (and always have been).

Understanding auto insurance terminology
With coverage, you may wonder about some of the terminology used in your policy. Here are four common auto insurance terms and what they mean.

  • Uninsured and Underinsured Motorist Coverage [Video]: This coverage can help you when you’re involved in an accident with a driver who may not have sufficient insurance coverage or no coverage at all.
  • Collision and Comprehensive Coverage [Video]: Collision insurance covers your car or truck when it’s in an accident with another vehicle. Comprehensive insurance covers damage that’s not caused by a collision with another vehicle, such as fire or theft.

Exploring coverage options and additional protection worth considering
Almost in the same way that you could customize your car or truck, you can customize your auto insurance coverage. For instance, you may want to add emergency road service or rental car reimbursement coverage to your auto policy. The extra services do not cost a lot, and you’ll be glad to have them when you need them. Here’s more information about some of the options.

  • How To Get Road Service Coverage with an Auto Policy: When you experience an unlucky break with your car, like a flat tire or a mechanical failure, emergency road service can help save the day. Read this article for the details.
  • Does My Auto Insurance Cover Rental Cars? Customers often ask us about rental cars and what’s covered. Get straightforward answers to common questions.
  • Understanding Auto Insurance Endorsements: Learn more about why an endorsement is a good way to add extra coverage to your policy without having to purchase an entirely new one.

To review your current coverage, get in touch with an insurance advisor. Every Erie Insurance auto policy comes with a local insurance agent who will give you that personal touchcoverages you need and nothing you don’t, all at a great price. To get an insurance experience that’s personal, fair and affordable, contact an ERIE agent today.

 

M & M Insurance Agency, Inc., your trusted local independent insurance agent, is here to guide you through the coverage options and help you pick the right insurance plan for you!  We proudly represent Erie Insurance and one of our trained professionals would love to talk to you about your coverage options.  Call us today for a quote! 

 


Read full article on insurance, safety and risk for you, your family or your business


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