Protect your home and your family with these home safety tips.
"Fear is the father of courage and the mother of safety."
Henry H. Tweedy
Storm Protection
Storm Protection
How To Prevent A False Alarm
How To Prevent A False Alarm
Moving in: Security Checklist
Moving in: Security Checklist
Spot Deceptive Sales Scams
Spot Deceptive Sales Scams
Start a Neighborhood Watch Checklist
Start a Neighborhood Watch Checklist
Motion Sensor Tips and Tricks
Motion Sensor Tips and Tricks
Fire Safety Plan Checklist
Fire Safety Plan Checklist
5 Tips to Keep Your Child Safe at Home
5 Tips to Keep Your Child Safe at Home
Tips to Prevent a Home Break-In
Tips to Prevent a Home Break-In
Pet Safety Tips
Pet Safety Tips
Home Office Safety
Home Office Safety
Apartment and Condominium Safety
Apartment and Condominium Safety
Kitchen Safety Tips for the Holiday Season
Kitchen Safety Tips for the Holiday Season
Halloween Safety Tips for the Whole Family
Halloween Safety Tips for the Whole Family
Safety Solutions for Rural Properties
Safety Solutions for Rural Properties
Hurricane Safety
Hurricane Safety
Home Security Tips
Home Security Tips
Fire Safety Tips
Fire Safety Tips
Holiday Safety Tips
Holiday Safety Tips
Tips for a Safe Home during the Holidays
Tips for a Safe Home during the Holidays
Baby Safety Tips
Baby Safety Tips
Back To School Safety
Back To School Safety
Bicycle Safety Tips
Bicycle Safety Tips
How To Choose a Home Alarm System
How To Choose a Home Alarm System
College Safety Tips
College Safety Tips
College Social Life Safety
College Social Life Safety
Financial Safety Tips
Financial Safety Tips
Fire Safety For Kids
Fire Safety For Kids
Financial Scam Safety
Financial Scam Safety
Home Office Safety Tips
Home Office Safety Tips
Home Security Glossary
Home Security Glossary
Medicine Cabinet Safety
Medicine Cabinet Safety
School Lockdown Procedures
School Lockdown Procedures
Social Media Safety Tips
Social Media Safety Tips
Spring Break Safety Tips
Spring Break Safety Tips
Study Abroad Safety Tips
Study Abroad Safety Tips
Thanksgiving Safety Tips
Thanksgiving Safety Tips
Top Ten Guard Dogs
Top Ten Guard Dogs
4th of July Safety Tips
4th of July Safety Tips
Dating Safety Tips
Dating Safety Tips

Use these tips along with your home security system to help protect your home and your loved ones:

Create the illusion that someone is at your house. ...
Make sure all exterior doors have reliable locks. ...
Always look before opening the door. ...
Don't leave spare keys in obvious locations. ...
Secure your sliding glass doors. ...

Reducing Risk Inside and Around the Home

Reducing Risk Inside and Around the Home
In the kitchen
  • Keep a distance between flammable objects (papers, curtains, plastics, etc.) and fire sources (oven, stove top, portable heater, etc.)
  • Use harmful products (cleaning solutions, lighters) with caution (follow nstructions!) and keep them out of reach of children and pets.
  • Never leave sharp objects (knives) or other such tools and utensils misplaced or unattended.
  • Ensure electrical cords aren’t draped across other appliances or the counter or stove top.
  • Leave space around appliances for proper ventilation.
Reducing Risk Inside and Around the Home
In the bathroom
  • Keep electrical appliances wrapped and away from water.
  • Use non-slip strips or floor mats
  • Always keep the room clean and as dry as possible.
Reducing Risk Inside and Around the Home
In the bedroom
  • Never smoke.
  • As always, ensure that everything else is a safe distance away from a source of fire or heat.
  • Opt for mattresses with open flame-resistant protection.
  • You’re most vulnerable when you sleep. Even in bed, keep a phone, light, (and, if necessary, a weapon) within reach.
Reducing Risk Inside and Around the Home
In the garage
  • This is probably where you store most of your tools and equipment. Take precautions with flammable liquids, chemicals, and anything producing fumes.
  • Keep poisonous substances (paint thinner, antifreeze, rat poison, etc.) locked up and out of reach of children and pets.
  • Keep your space clean and organized, especially as many of your tools are sharp, heavy or otherwise dangerous.
Reducing Risk Inside and Around the Home
In the yard
  • Surround your property with a sturdy fence (this is more for keeping in children and pets, but can also serve to remind strangers to keep out).
  • If you’ve got a pool, keep it locked down or fenced in when not in use.
  • Be careful when working in bad weather. Use sand, salt, and good-traction footwear on ice and snow.
Reducing Risk Inside and Around the Home
On the stairs
  • Keep steps clean and dry.
  • Always install stable and sturdy railing on both sides of the stairs.
  • Ensure that the distance between the rails is narrow enough to prevent a child or infant from falling through.
  • Good rule of thumb: less than four inches!
  • Keep stairs well lit.
Reducing Risk Inside and Around the Home
Guard against fire
  • Install smoke detectors, check them regularly, and replace the batteries at least once a year.
  • Avoid overloading outlets and extension cords.
  • Keep fire extinguishers handy and know how to use them.
  • Establish a safety exit, ensure all family members know and understand it, practice with drills, and ensure it’s never blocked.
  • Never block or pile things on heaters or near heat-exuding appliances; give these a wide berth, plenty of breathing room, and make sure they don’t get overheated.
  • Ensure that all materials are fire-resistant if you’re renovating or just fixing up something around the house.
  • Never leave any type of fire or hot appliance unattended.
  • Remove dry vegetation around your home, especially during the dry seasons.
  • Cover the fireplace with a stable and large metal fire frame.

Getting an insurance quote doesn't have to be overwhelming

    Shopping for insurance quotes and feeling confused, frustrated, and not sure what to look for?  Check out the blog from our agency partner, West Bend Mutual Insurance Company, for tips on making your insurance purchase easier. &nb...

    Shopping for insurance quotes and feeling confused, frustrated, and not sure what to look for?  Check out the blog from our agency partner, West Bend Mutual Insurance Company, for tips on making your insurance purchase easier. &nb...

 

 

Shopping for insurance quotes and feeling confused, frustrated, and not sure what to look for?  Check out the blog from our agency partner, West Bend Mutual Insurance Company, for tips on making your insurance purchase easier.

 

Having worked in the insurance industry for most of my career, I’ve talked to many people about the benefits of a West Bend insurance policy. While many people were interested in learning more, I often heard that getting a quote is confusing and time consuming.

Buying a different insurance policy isn’t exciting or fun and it can be overwhelming. However, you owe it to yourself to make sure you have the best coverage available for you and your family.

The next time you consider getting an insurance quote, here’s some of the information you’ll need to provide to your independent insurance agent.

Homeowners Insurance

Owning a home is probably the biggest financial investment you’ll make. It’s important to make sure it’s adequately protected. Here’s some information you’ll have to provide regarding your home.

1. Residency.

  • Who lives with you;
  • Home address;
  • How long you’ve lived there;
  • Marital status;
  • If business operations are conducted from your home; and
  • If you have any pets.

2. Home characteristics.

  • Year built;
  • Total finished square footage;
  • Number of stories;
  • Number of bedrooms;
  • Number of bathrooms;
  • Safety features (i.e. home security system, fire sprinklers etc.);
  • Roof type and age;
  • Exterior construction; and
  • Home improvements (i.e. finished basement or remodeled kitchen.)

3. History.

  • Who’s your current insurance company?
  • How much is your current coverage on your home and personal property?
  • Do you have a mortgage and if so, name of your mortgage company?
  • Have you had past insurance claims?

Renters Insurance

Renters insurance is more straightforward. Its purpose is to cover your personal belongings, as well as provide some liability coverage.

It’s important to understand, that there are a couple of misconceptions about renters insurance. People often tell me their property owner has insurance or they don’t own anything expensive so they don’t need it. Most often, the property owner’s insurance policy only covers the building. In addition, if you add up your personal belongings, you’ll probably be surprised about their value. What would you do if you lost everything in a fire?

Auto Insurance

While not all states require auto insurance, they do require financial responsibility. Financial responsibility means that if you cause damage or injury to another person or their property, you have the financial means to pay for the damage.

Here’s some information you’ll have to provide for an auto quote.

1. Vehicle information.

  • Purchase date;
  • Mileage;
  • Vehicle type i.e. year, make, model;
  • Vehicle Identification Number (VIN);
  • Current insurance company;
  • Garaging location;
  • Loan information;
  • Safety devices; and
  • Business or personal.

2. Diver information.

  • Full name;
  • Date of birth;
  • Marital status; and
  • Profession.

3. Driving history.

  • Tickets and accidents; and
  • Mileage driven each day.

The purpose of this blog is to provide you with a basic understanding of what information is needed in order to start an insurance quote. Your independent insurance agent will be able to provide more in-depth information and help you through the process.

Here are some links to other West Bend Cares blogs that explain other aspects of insurance.

Is your home insured properly?

Renters Coverage? Why do I need that?

Tips on when to review your insurance policy

Don’t get trapped by these common insurance mistakes

Eight tips for choosing the right insurance company

Do you have any information you’d like to share? I’d love to hear from you. Please share them in the comment box below.


Read full article on insurance, safety and risk for you, your family or your business


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