Protect your home and your family with these home safety tips.
"Fear is the father of courage and the mother of safety."
Henry H. Tweedy
Storm Protection
Storm Protection
How To Prevent A False Alarm
How To Prevent A False Alarm
Moving in: Security Checklist
Moving in: Security Checklist
Spot Deceptive Sales Scams
Spot Deceptive Sales Scams
Start a Neighborhood Watch Checklist
Start a Neighborhood Watch Checklist
Motion Sensor Tips and Tricks
Motion Sensor Tips and Tricks
Fire Safety Plan Checklist
Fire Safety Plan Checklist
5 Tips to Keep Your Child Safe at Home
5 Tips to Keep Your Child Safe at Home
Tips to Prevent a Home Break-In
Tips to Prevent a Home Break-In
Pet Safety Tips
Pet Safety Tips
Home Office Safety
Home Office Safety
Apartment and Condominium Safety
Apartment and Condominium Safety
Kitchen Safety Tips for the Holiday Season
Kitchen Safety Tips for the Holiday Season
Halloween Safety Tips for the Whole Family
Halloween Safety Tips for the Whole Family
Safety Solutions for Rural Properties
Safety Solutions for Rural Properties
Hurricane Safety
Hurricane Safety
Home Security Tips
Home Security Tips
Fire Safety Tips
Fire Safety Tips
Holiday Safety Tips
Holiday Safety Tips
Tips for a Safe Home during the Holidays
Tips for a Safe Home during the Holidays
Baby Safety Tips
Baby Safety Tips
Back To School Safety
Back To School Safety
Bicycle Safety Tips
Bicycle Safety Tips
How To Choose a Home Alarm System
How To Choose a Home Alarm System
College Safety Tips
College Safety Tips
College Social Life Safety
College Social Life Safety
Financial Safety Tips
Financial Safety Tips
Fire Safety For Kids
Fire Safety For Kids
Financial Scam Safety
Financial Scam Safety
Home Office Safety Tips
Home Office Safety Tips
Home Security Glossary
Home Security Glossary
Medicine Cabinet Safety
Medicine Cabinet Safety
School Lockdown Procedures
School Lockdown Procedures
Social Media Safety Tips
Social Media Safety Tips
Spring Break Safety Tips
Spring Break Safety Tips
Study Abroad Safety Tips
Study Abroad Safety Tips
Thanksgiving Safety Tips
Thanksgiving Safety Tips
Top Ten Guard Dogs
Top Ten Guard Dogs
4th of July Safety Tips
4th of July Safety Tips
Dating Safety Tips
Dating Safety Tips

Use these tips along with your home security system to help protect your home and your loved ones:

Create the illusion that someone is at your house. ...
Make sure all exterior doors have reliable locks. ...
Always look before opening the door. ...
Don't leave spare keys in obvious locations. ...
Secure your sliding glass doors. ...

Reducing Risk Inside and Around the Home

Reducing Risk Inside and Around the Home
In the kitchen
  • Keep a distance between flammable objects (papers, curtains, plastics, etc.) and fire sources (oven, stove top, portable heater, etc.)
  • Use harmful products (cleaning solutions, lighters) with caution (follow nstructions!) and keep them out of reach of children and pets.
  • Never leave sharp objects (knives) or other such tools and utensils misplaced or unattended.
  • Ensure electrical cords aren’t draped across other appliances or the counter or stove top.
  • Leave space around appliances for proper ventilation.
Reducing Risk Inside and Around the Home
In the bathroom
  • Keep electrical appliances wrapped and away from water.
  • Use non-slip strips or floor mats
  • Always keep the room clean and as dry as possible.
Reducing Risk Inside and Around the Home
In the bedroom
  • Never smoke.
  • As always, ensure that everything else is a safe distance away from a source of fire or heat.
  • Opt for mattresses with open flame-resistant protection.
  • You’re most vulnerable when you sleep. Even in bed, keep a phone, light, (and, if necessary, a weapon) within reach.
Reducing Risk Inside and Around the Home
In the garage
  • This is probably where you store most of your tools and equipment. Take precautions with flammable liquids, chemicals, and anything producing fumes.
  • Keep poisonous substances (paint thinner, antifreeze, rat poison, etc.) locked up and out of reach of children and pets.
  • Keep your space clean and organized, especially as many of your tools are sharp, heavy or otherwise dangerous.
Reducing Risk Inside and Around the Home
In the yard
  • Surround your property with a sturdy fence (this is more for keeping in children and pets, but can also serve to remind strangers to keep out).
  • If you’ve got a pool, keep it locked down or fenced in when not in use.
  • Be careful when working in bad weather. Use sand, salt, and good-traction footwear on ice and snow.
Reducing Risk Inside and Around the Home
On the stairs
  • Keep steps clean and dry.
  • Always install stable and sturdy railing on both sides of the stairs.
  • Ensure that the distance between the rails is narrow enough to prevent a child or infant from falling through.
  • Good rule of thumb: less than four inches!
  • Keep stairs well lit.
Reducing Risk Inside and Around the Home
Guard against fire
  • Install smoke detectors, check them regularly, and replace the batteries at least once a year.
  • Avoid overloading outlets and extension cords.
  • Keep fire extinguishers handy and know how to use them.
  • Establish a safety exit, ensure all family members know and understand it, practice with drills, and ensure it’s never blocked.
  • Never block or pile things on heaters or near heat-exuding appliances; give these a wide berth, plenty of breathing room, and make sure they don’t get overheated.
  • Ensure that all materials are fire-resistant if you’re renovating or just fixing up something around the house.
  • Never leave any type of fire or hot appliance unattended.
  • Remove dry vegetation around your home, especially during the dry seasons.
  • Cover the fireplace with a stable and large metal fire frame.

Do I need Life Insurance?

Who needs Life Insurance?  Everyone!  The old saying goes "but in this world nothing can be said to be certain, except death and taxes".  Everyone needs life insurance because none of us can escape death.  Life Insurance has many...

Who needs Life Insurance?  Everyone!  The old saying goes "but in this world nothing can be said to be certain, except death and taxes".  Everyone needs life insurance because none of us can escape death.  Life Insurance has many...

Who needs Life Insurance?  Everyone!  The old saying goes "but in this world nothing can be said to be certain, except death and taxes".  Everyone needs life insurance because none of us can escape death.  Life Insurance has many forms, but it's designed to pay for your final expense, like your funeral, and leave your family in a sound financial position even if you are no longer with them.  When you think about purchasing Life Insurance it's important to consider the following:

1. How would your family be impacted without your paycheck?  For a lot of families it would be difficult to survive on a single income for the foreseeable future.  They may have to cut out extra expenses, like eating out, concerts, television and internet packages, etc.  that will affect the quality of life your family is used to. 

2. How much would your funeral cost and do you want to pay that out of your savings?  The average funeral currently costs around $7,500 to $15,000!  That is a end of life expense that some people have not planned for and would hit the family budget hard. 

3.  Do you want to leave any money for your children to go to college?  Life insurance can be used not only as a death benefit, but as a saving plan for life events, one being college expenses. 

4. If you are a business owner, life insurance is particularly important.  If you or your business partner die, who would replace that person?  Could the business still run without a substantial increase to business expenses?  What would it cost to replace your partner?  In situations like these, life insurance can offer "key man" protection, sometimes called a "buy/sell agreement" meaning if your partner dies the life insurance will make a payment to the remaining partner to "buy out" of the business.  Otherwise your business may suffer, or your family may incur additional costs for your business.

5.  Do you have a mortgage on your home?  What about a loan on your vehicle?  How about credit card balances? Life insurance can be used to settle any outstanding debts.  Those types of bills don't automatically go away if you aren't around to pay them.  These unpaid balances could be the responsibility of your family members. 

Everyone needs life insurance, whether it's short term or permanent, we all need to plan for life's unexpected hurdles and be prepared to leave our family in a sound financial position after we are gone.  The time to plan is now!  You could be age 3, age 30 or age 60 and there are life insurance options available for you. 

 


Read full article on insurance, safety and risk for you, your family or your business


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