Protect your home and your family with these home safety tips.
"Fear is the father of courage and the mother of safety."
Henry H. Tweedy
Storm Protection
Storm Protection
How To Prevent A False Alarm
How To Prevent A False Alarm
Moving in: Security Checklist
Moving in: Security Checklist
Spot Deceptive Sales Scams
Spot Deceptive Sales Scams
Start a Neighborhood Watch Checklist
Start a Neighborhood Watch Checklist
Motion Sensor Tips and Tricks
Motion Sensor Tips and Tricks
Fire Safety Plan Checklist
Fire Safety Plan Checklist
5 Tips to Keep Your Child Safe at Home
5 Tips to Keep Your Child Safe at Home
Tips to Prevent a Home Break-In
Tips to Prevent a Home Break-In
Pet Safety Tips
Pet Safety Tips
Home Office Safety
Home Office Safety
Apartment and Condominium Safety
Apartment and Condominium Safety
Kitchen Safety Tips for the Holiday Season
Kitchen Safety Tips for the Holiday Season
Halloween Safety Tips for the Whole Family
Halloween Safety Tips for the Whole Family
Safety Solutions for Rural Properties
Safety Solutions for Rural Properties
Hurricane Safety
Hurricane Safety
Home Security Tips
Home Security Tips
Fire Safety Tips
Fire Safety Tips
Holiday Safety Tips
Holiday Safety Tips
Tips for a Safe Home during the Holidays
Tips for a Safe Home during the Holidays
Baby Safety Tips
Baby Safety Tips
Back To School Safety
Back To School Safety
Bicycle Safety Tips
Bicycle Safety Tips
How To Choose a Home Alarm System
How To Choose a Home Alarm System
College Safety Tips
College Safety Tips
College Social Life Safety
College Social Life Safety
Financial Safety Tips
Financial Safety Tips
Fire Safety For Kids
Fire Safety For Kids
Financial Scam Safety
Financial Scam Safety
Home Office Safety Tips
Home Office Safety Tips
Home Security Glossary
Home Security Glossary
Medicine Cabinet Safety
Medicine Cabinet Safety
School Lockdown Procedures
School Lockdown Procedures
Social Media Safety Tips
Social Media Safety Tips
Spring Break Safety Tips
Spring Break Safety Tips
Study Abroad Safety Tips
Study Abroad Safety Tips
Thanksgiving Safety Tips
Thanksgiving Safety Tips
Top Ten Guard Dogs
Top Ten Guard Dogs
4th of July Safety Tips
4th of July Safety Tips
Dating Safety Tips
Dating Safety Tips

Use these tips along with your home security system to help protect your home and your loved ones:

Create the illusion that someone is at your house. ...
Make sure all exterior doors have reliable locks. ...
Always look before opening the door. ...
Don't leave spare keys in obvious locations. ...
Secure your sliding glass doors. ...

Reducing Risk Inside and Around the Home

Reducing Risk Inside and Around the Home
In the kitchen
  • Keep a distance between flammable objects (papers, curtains, plastics, etc.) and fire sources (oven, stove top, portable heater, etc.)
  • Use harmful products (cleaning solutions, lighters) with caution (follow nstructions!) and keep them out of reach of children and pets.
  • Never leave sharp objects (knives) or other such tools and utensils misplaced or unattended.
  • Ensure electrical cords aren’t draped across other appliances or the counter or stove top.
  • Leave space around appliances for proper ventilation.
Reducing Risk Inside and Around the Home
In the bathroom
  • Keep electrical appliances wrapped and away from water.
  • Use non-slip strips or floor mats
  • Always keep the room clean and as dry as possible.
Reducing Risk Inside and Around the Home
In the bedroom
  • Never smoke.
  • As always, ensure that everything else is a safe distance away from a source of fire or heat.
  • Opt for mattresses with open flame-resistant protection.
  • You’re most vulnerable when you sleep. Even in bed, keep a phone, light, (and, if necessary, a weapon) within reach.
Reducing Risk Inside and Around the Home
In the garage
  • This is probably where you store most of your tools and equipment. Take precautions with flammable liquids, chemicals, and anything producing fumes.
  • Keep poisonous substances (paint thinner, antifreeze, rat poison, etc.) locked up and out of reach of children and pets.
  • Keep your space clean and organized, especially as many of your tools are sharp, heavy or otherwise dangerous.
Reducing Risk Inside and Around the Home
In the yard
  • Surround your property with a sturdy fence (this is more for keeping in children and pets, but can also serve to remind strangers to keep out).
  • If you’ve got a pool, keep it locked down or fenced in when not in use.
  • Be careful when working in bad weather. Use sand, salt, and good-traction footwear on ice and snow.
Reducing Risk Inside and Around the Home
On the stairs
  • Keep steps clean and dry.
  • Always install stable and sturdy railing on both sides of the stairs.
  • Ensure that the distance between the rails is narrow enough to prevent a child or infant from falling through.
  • Good rule of thumb: less than four inches!
  • Keep stairs well lit.
Reducing Risk Inside and Around the Home
Guard against fire
  • Install smoke detectors, check them regularly, and replace the batteries at least once a year.
  • Avoid overloading outlets and extension cords.
  • Keep fire extinguishers handy and know how to use them.
  • Establish a safety exit, ensure all family members know and understand it, practice with drills, and ensure it’s never blocked.
  • Never block or pile things on heaters or near heat-exuding appliances; give these a wide berth, plenty of breathing room, and make sure they don’t get overheated.
  • Ensure that all materials are fire-resistant if you’re renovating or just fixing up something around the house.
  • Never leave any type of fire or hot appliance unattended.
  • Remove dry vegetation around your home, especially during the dry seasons.
  • Cover the fireplace with a stable and large metal fire frame.

Home Improvement Projects to Consider

  Planning on sprucing up your home this year? If so, you probably already have a list of annual projects. But there are many others that fly under the radar. Paul Sullivan, founder of a full-service remodeling company and the chairman of the ...

  Planning on sprucing up your home this year? If so, you probably already have a list of annual projects. But there are many others that fly under the radar. Paul Sullivan, founder of a full-service remodeling company and the chairman of the ...

image of nice suburban house from M& M Insurance

 

Planning on sprucing up your home this year?

If so, you probably already have a list of annual projects. But there are many others that fly under the radar. Paul Sullivan, founder of a full-service remodeling company and the chairman of the National Association of Home Builders Remodelers, suggests you tackle these overlooked home projects.

 

  1. Replace your water heater. It’s pricey (about $800 to $1,600), but it’s important. When water heaters run too long, they can leak or burst. The fix: Have a pro install a new one at least every 10 years.
  2. Clean out your drains. It’s a good idea to remove the pop-up drain stopper in your bathroom sinks and clean out trapped debris several times a year. Also, periodically run the kitchen disposal to clear out debris.
  3. Inspect your gutters. Clogged gutters quickly fill with water—and that can lead to a roof leak. The remedy? Have gutters inspected and cleaned by a licensed professional each year for about $200 to $300.
  4. Trim trees. Hire a certified arborist to trim nearby trees—especially if they pose a danger to your house. (Check with your city first to see if you need a permit.)
  5. Inspect your roof. Roof work is dangerous, so hire a licensed professional to inspect yours once a year. An inspector can often suggest small fixes that could prevent a pricey leak. 
  6. Regularly change your furnace filter. Clean filters help prevent fires and allergy-inducing dust from circulating throughout your house. Follow the manufacturer’s replacement recommendations and/or regularly assess how dirty your filter looks.
  7. Clean out dryer lint. Trapped lint can cause a dryer fire, so make sure to thoroughly clean out your lint trap after every load.
  8. Buy a fire extinguisher. Cooking fires are the number one cause of home fires and injuries. Stash at least one easy-to-access extinguisher in your kitchen.
  9. Swap out old batteries. Check the batteries in your smoke detectors, carbon monoxide detectors and flashlights twice a year to ensure they’re in good working order. (Tie this to Daylight Saving Time to make it easy to remember.)
  10. Fix easy trip-and-fall hazards. Whether it’s a bath tub that would benefit from a rubber mat or an old rug that won’t stay in place, it’s an accident waiting to happen.

     

Remember to let your Insurance Agent know about any major home improvement projects. A larger-scale home improvement project could up the value of your home, so you’ll want to be sure you have enough coverage in the event something unfortunate occurs.


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